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FAQ
What is a hard money loan?
A hard money loan is a type of financing that typically cannot be secured through traditional lenders. Instead, these loans are usually funded by private individuals or companies. They are often used for real estate transactions that require fast approval or involve properties that may not qualify for conventional financing
What are your typical loan
to values ratio?
We have funded loans with loan-to-value (LTV) ratios as high as 80%, though our preferred range—or sweet spot—is typically 70% LTV or lower. This allows us to offer more competitive terms while maintaining a conservative risk profile
Why should I get a hard money loan?
When banks or traditional lenders are unable to fund your deal—whether due to strict requirements, credit issues, or tight timelines—a hard money loan may be your most effective solution. These loans are designed to provide quick, asset-based financing when conventional options fall short
What are your rates and terms?
Our rates and fees are very competitive with other lenders, though both can vary depending on the specifics of the loan scenario. Factors such as loan amount, property type, and borrower profile may influence the final terms
Do you cooperate with other brokers ?
Yes, we do. We welcome real estate brokers and lenders to bring us their loan scenarios, and we offer generous fee split to guarantee other brokers compensation